A fast and easy way to find a loan.
From $100 to $40,000
Find a loan in 3 easy steps!
1
Fill out our easy form in two-minutes or less
2
If qualified, review and sign the loan documents
3
Get funds as soon as the next business day
Marketplace and Lending Partners
Our nation-wide marketplace of lenders and/or lending partners are available & ready to qualify eligible individuals.
Fast Delivery
Funds direct deposited to your bank as soon as the next business day.
Data Security
We use 256-bit encryption with our 100% online form.
All Credit Considered
Request a loan now, regardless of your credit score. Conditions vary and terms apply.
Alternative Financial Service Providers
Other financial service providers like Debt Relief could be available if you don't connect with a lender.
Frequently Asked Questions
What Are Personal Loans?
A personal loan is a type of borrowing that can be used for many different purposes. They are typically paid back in monthly or bi-monthly installments over an extended period of time. Personal loans can be a convenient alternative to bank loans or high-interest credit cards, with online request forms and no-hassle automated repayment.
How Much Will The Loan Cost?
The cost of the loan and Annual Percentage Rate (APR) depend on several factors, including state law, credit history and employment history. The APR also depends on the request loan amount and term. The loan terms are disclosed during the loan request process when you are directed to the lender's or lending partner's website. Start your loan request now!
How Soon Can A Personal Loan Be Made Available?
Companies that offer personal loans and cash advances typically do perform credit checks. Personal loan companies will check your credit through national databases that track consumer lending transactions (such as Teletrack, DP Bureau, or DataX) or through the three major credit reporting bureaus (Experian, Equifax, and Trans Union). However, loan review procedures do vary by company.
How Soon Can I Get The Funds?
The time it takes to process and fund a loan varies with each loan company. Processing time also depends on the financial institution where the customer has their bank account. Nevertheless, approved individuals can receive their loan funds as soon as the next business day.
When Does the Loan Need To Be Repaid?
Repayment terms, including dates for repayment and any fees chargeable in the event of rollover, etc., vary for each company that offers loans, and it is essential that you review all of these terms and conditions before entering into a loan agreement.
What Happens If I Do Not Pay?
If you do not pay the full amount of principal and interest by the agreed-upon payment date, you will likely be charged a new finance charge and payment may be extended until your next pay date. Life Loans does not enforce payment, but your lender and/or lending partner may take legal action against you if you do not pay them.